Voluntary Term Life & AD&D

  • Optional Life Insurance—For You

    • Employees may also purchase additional group term life insurance on their own lives in increments of $10,000 up to a maximum benefit of six times salary or $300,000, whichever is less. The cost is based on your age.


    Optional Life Insurance—For Your Children

    • If you buy an optional life insurance policy for yourself, you may purchase optional life insurance for any eligible child(ren) in $2,000 increments to a maximum of $10,000. All benefit amounts are available with no medical questions asked.


    Optional Life Insurance—For Your Spouse

    • If you buy optional life for yourself, you may purchase life insurance for your spouse. You can get up to 100% of what you purchase on yourself for your spouse. The cost is based on your spouse’s age.

  • Please remember the explanation above is just a summary. The official plan documents for the plan govern the operation of this coverage. You may request a copy from your benefits office at any time.