The Critical Illness Plan is designed to pay you a lump sum of money immediately if you are diagnosed with any of the following major illnesses: cancer, heart attack, stroke, coma, major organ failure, permanent paralysis, end kidney failure, and coronary artery bypass.
Keep in mind that these, and all illnesses, are covered by all the State Health Benefit Plan options. Payments from the Critical Illness Plan can be used in any way you choose: to pay your deductibles, co-insurance, and other out-of-pocket medical costs or to pay someone to mow your lawn. It’s entirely up to you.
Please remember the explanation above is just a summary. The official plan documents for the plan govern the operation of this coverage. You may request a copy from your benefits office at any time.